7 Easy Ways To Save Money in Thailand

There are a few ways to easily save money when you’re in Thailand.

And I wish someone told me when I moved to the country.

Because these things really add up, especially when you live here.

So here are a few things you can do to save money.

Get The Right Visa

two thai girls holding a sign that say thailand elite

Not having the right visa in Thailand can be extremely stressful and expensive.

If you’re just visiting, that’s not an issue.

But if you want to move here and work online, or if you’re constantly visiting Thailand, it can become difficult to get tourist visas.

Here’s what I usually recommend for each situation:

  • Do you spend less than 6 months a year in Thailand? Get a tourist visa (or two).
  • Do you want to test if Thailand is for you? Get a student visa (at a language school, a Muay Thai school, a university…).
  • Do you want to live in Thailand but work online and don’t do business in Thailand or with Thai companies? Get an Elite Visa.
  • Do you do business in Thailand or with Thai companies? Open a company here and get a work permit.
  • Are you over 50? Get a retirement visa.

Or get married to a Thai. 😄

If you want more information about the different types of visas, I have a post about that.

Learn Some Thai

promotion to learn Thai with Ling app with a free trial

I estimate it cost me between 1,000 and 10,000 a month to not speak Thai.

That’s shocking, right?

And I’ve been here since 2016, so that’s a lot of money wasted.

But why?

Because I can’t order at some Thai restaurants or in the street, get access to cheap services that are only in Thai, or negotiate prices with someone who doesn’t speak any English.

I can’t ever order at some restaurants on Grab and Line (2 popular food delivery apps), because their menu is only in Thai.

And you don’t need to be fluent in Thai to do all that.

You can learn enough Thai to do all that in just a couple of weeks.

So don’t make the same mistake as me, and start learning Thai as soon as you move to Thailand.

Get A Wise Account

money without borders sign transferwise

As soon as you settle in Thailand and you get a visa that allows you to open a Thai bank account (any visa except a tourist visa), do it.

It’s so easy to transfer money to people in Thailand and to pay everywhere with a QR code (it’s called Prompt Pay in Thailand).

But how do you send money to your Thai bank account if your money is overseas?

There are a couple of options, but the cheapest and easiest one, and the one I and all my expat friends use is Wise.

Wise is by far the best way to send money to Thailand.


  • They convert money for a small fee, with the market exchange rate (not the shitty one your big bank is giving you)
  • It’s the cheapest way to send money to Thailand (the fees are usually a couple of dollars)
  • Your money usually arrives instantly or in less than 48 hours.

And you avoid the crazy ATM fees when using your foreign credit card,

It’s often a 250 THB fee every time you withdraw money!

Change Your Subscription Services' Country to Thailand

Spotify Premium prices in Thailand in 2023

Do you have Spotify and Youtube Premium?



Or even Canva Pro and Adobe Creative Cloud?

It’s highly likely that all these subscriptions are cheaper in Thailand.

So as soon as you have a Thai bank account and a credit card, update the country in your account to Thailand and start saving.

Get Grab Unlimited

Grab Unlimited - Enjoy unlimited food delivery and dining options with Grab Food!

Chances are if you live in Thailand, you’re going to use Grab a lot.

Grab is a “super app” to order food, book taxis, deliver packages, and even order groceries.

So it’s a must-have app when you live in Thailand, and you’re probably going to use it every day.

With Grab Unlimited you get 20 THB off every food delivery and other advantages, for only 39 THB per month only!

You only have to order food twice a month and the subscription pay for itself.

Also, for Grab food, check for discounts before you confirm your order.

Grab always has a ton of coupons and sometimes you can save up to 50% on your order, on top of the free delivery with Grab Unlimited!

Learn What Type of Transportation You Should Use

grab taxi bangkok

I could do a whole course about this.

Depending on where you’re going and when, you need to learn what is the best type of transportation for each situation.

Here’s what I recommend.

In Bangkok, use motorbike taxis for short distances.

BUT always ask how much it will cost before you get on the bike.

For longer distances, if it’s along a BTS or MRT line, use them, except during rush hours.

During rush hours, use motorbike taxis or Grab bikes.

But don’t order Grab bikes next to where the motorbike taxis are (the guys with the orange vests).

That’s always the best way to “beat” the traffic, even if it’s still going to be slow.

For other destinations, if it is simple to explain, I stop a taxi in the street AND ask him if he’s going to put the meter before I get inside.

Most of the time, taxis in the street are cheaper than apps like Grab or Bolt.

As long as they put the meter.

BUT at night they’re almost always more expensive.

If you leave a club at 2 AM, it’s going to be cheaper to order a taxi or a bike on Grab, than to find one in the street.

And if it’s hard to explain where you’re going, just book a taxi on Grab.

Use Eatigo

Eatigo App download

I’ve said it many times on the blog, Eatigo is the best app ever invented.

Before you go to any restaurant, check if it is on Eatigo.

If you don’t know what to eat, check on Eatigo.

With Eatigo you can reserve at restaurants online and you can save up to 50% on the bill!

It’s great to save money when you eat out, especially if you’re going on a lot of dates.

  • Eatigo for Android
  • Eatigo for iOS

Tell me in the comments, what is your favorite trick to save money in Thailand?

I'd love to know your tips!

And if you have more questions about living in Thailand or Bangkok, message me on Vida to ask me anything.

I'm sure I can help you save a lot of time and money.

Whatever you're asking yourself, I probably already have the answer.

Send Me A Message or Schedule A Call on Vida

Mojomatt on his phone at home in Bangkok

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